Looking for ways to avoid mortgage insurance?

Here are two loan programs that you can utilize to avoid mortgage insurance even if you don’t have a 20% down payment. Mortgage insurance = insurance you pay with your mortgage payment that insures the lender against a loss on the loan (e.g. a default on the...
Why is my credit score low?

Why is my credit score low?

3 Reasons Credit Score Stinks Have you recently run your credit and found that your score is much lower than expected? Well, here are 3 reasons credit score stinks. Foreclosure / Short Sale / BK If you’ve had any of the these recently, it can dramatically impact your...